• Responsible for analysis, development and implementation of strategic business plans and policies, ensuring organizational growth, targeting maximum profitability and cost effectiveness. • Overseeing business for retail banking including Retail liability (CASA, Term Deposit, Marketing Digital products, Card etc.). • Responsible for customer activation, implementing cross-selling strategies and understand customer needs. • Accountable for wealth product (Priority Banking) penetration into retail banking customer base. • Hands on experience in dealing with external partners like payment gateway companies, POS service providers, etc. • Should have strong capability in driving processes that are compliant and customer focused. • Get involved with other pilot projects as decided by bank's Management & introduce new ideas for ensuring its success. • Supervise the collection & recovery team to ensure healthy retail portfolio of the bank. • Supervise Payroll & loyalty team to ensure building up new relation with more organization to boost up low cost fund and ensure benefit for credit & debit card holders of the bank. • Set Asset & Liability Target for the Sales team & ensure good portfolio health of Credit card & increase its volume. • Tie up with builders, MNCs, Large local corporations & different business wings to enhance Asset- Liability growth. • Closely supervise the Sales Managers to ensure procurement of quality asset & deposit booking. • Make necessary training to adequate people about all Retail products. Ensure it's (consumer products) market expansion & increase customer base. • Supervise & monitor all channels of sales, business analyst team, product development team and other associate team. • Lead all Distribution channels to meet their target & achieve growth within projected time. • Increase customer base & business growth by introducing new product or modifying existing products as well. • Find profitable new markets to develop new business ideas. • Take different initiatives for growth in Liability as well as Asset portfolio.
• Minimum graduation in any discipline.
• Minimum 14 years of total experience, including at least 10 years in the banking sector and a minimum of 3 years as Head or Deputy Head of Retail Banking.
• Excellent verbal and written communication skills. • Outstanding organizational and time-management abilities. • Excellent interpersonal skills and leadership skills. • Problem-solving and decision-making aptitude. • Strong ethics and reliability. • Comply with different rules & procedures of the Central Bank. • Prepare Plan and work within budgetary guideline.
Full-time
